About Stephen

 Affordable Realty Working For You

Stephen P Harden Owner/Broker

                             Stephen P Harden

                             BSBA, CLU, CHFC, LUTCF

Office

411 S. Chelan

Wenatchee, Wa 98801

1-509-888-1902

Email     stephenpharden@nwi.net

EDUCATION :

55-60 hours of continuing Education every 2 years for Real Estate Brokers and Insurance agent License renewal.

2007 classes include Environmental Basics, Home Inspection, Advance Home Inspection, Meth Madness, Community Ethics, Current Issues in Washington Residential Real Estate, A Day in the Life of an Appraiser, The Client & Divorce, Long Term Care Special Education.

1996 - Real Estate Broker License Washington State.

1993 - Real Estate Agent License Washington State.

1990 Completed & passed Chartered Property Casualty Underwriter Program (CPCU) course #2 Personal Risk Management and Insurance , American Institute. 

1990 - Chartered Financial Consultant Degree , American College. (CHFC)

1990 - Life Underwriter Training Counsel Fellow Degree, N.A.L.U. (LUTCF)

1989 - Chartered Life Underwriter Degree, American College.(CLU)

1987 - Advance Sales Degree, Life Underwriter Training Counsel.

1986 - Business Insurance Degree, Life Underwriter Training Counsel.

1985 - Personal Insurance Degree, Life Underwriter Training Counsel.

1983 - Bachelor of Science in Business Administration concentration in management 

           with additional studies in Marketing, Finance, Labor Law, Economics, (BSBA) WallaWalla University.

1979 - Graduated from Walla Walla Valley Academy.

BUSINESS EXPERIENCE

2008  Owner/ Broker Changed Business Name to( Affordable Realty Working For You)  From Simple To Elegant , Since 1993 Helping People Buy And Sell Property, Broker Price Opinion Reports ,BPOs, Property Condition Reports. Have fun Installing Satellite Systems for Getting AMC 101  KU Digital Domestic & International Satellite TV & Radio (some of the popular channels are 3ABN, Hope TV, LLBN, Life talk Radio, 3ABN radio, Radio 74  ) and have been since 1991. Humanitarian Service Provider for some people with living place option needs.

1996 to 2007 Bought Assist 2 Sell Franchise  Buyers & Sellers Realty

Work as Owner/Broker. Helping People Buy And Sell Property.

Also 1993 to present

Have done  over 500  Broker Price Opinion Reports BPO'S, CMA'S and Property Condition Reports For Banks, Insurance , Lenders, Estates, Home Owners

Currently licensed for Life & Health, Property & Casualty Insurance.

1993-1996

Real Estate Agent for Century 21 & Help U Sell both of Wenatchee, Wa. Helped people buy and sell Property.
September 1991-1993 worked as an Independent Insurance Agent Wenatchee, Wa.

April 1984 to August 1991 The Prudential, Kennewick , Kent, Wa.

Position: Agent & Registered Representative. Sell Insurance & Investments.

Licensed for Life & Health, Property & Liability, Series 6, 63, 22 Securities.

Licensed in Washington & Oregon.

January 1984 to March 1984 - Harris Pine Mills, College Place, Wa.

 Position : Packaging Assistant.

Worked with 7-14 people putting furniture kits together.

August 1983 to December 1983 - Travel and building projects. Position: Building Assistant, Yahk, B.C., Canada. Traveled

throughout Wa., Or., Id., Ca., and B.C. Attended Oshkosh Air Show. Reframed

and reroofed , sided buildings, disassembled a large barn, drove pickup and trailer between Smithers and Yahk, B.C.

November 1978 to July 1983 - Walla Walla University Purchasing and Sales

Department, College Place, Wa. Position:

Warehouse Foreman. Worked as a buyer and seller for all academic and

maintenance department supplies. In charge of inventory management for a

quarter million dollar plus inventory. Also in charge of organizing an

auction to which more than 900 people attended. Operated fork lifts, pickups,

dump trucks and was supervisor for a staff of 3-9 people. Worked also as an

engraver. Was in charge of pricing, billing, and collections, worked with

formal and informal bid projects. Also worked with purchase order system.

And in charge of shipping and receiving, handled damage claims, did a number

of gas and arc welding projects too. Advised on hiring and firing practices.

1975-1978 Worked at Rhodes Bakery Caldwell, Idaho. Set up orders of bread, hot dog & hamburger buns & mixed bread, hot dog & hamburger buns.

Framed houses in Boise, Idaho. Worked for a rancher in Salmon, Idaho did basic farm work like changing sprinkle pipe and milking cows.