About Stephen

 I was  raised in  California, Sierra Leone & Ghana West Africa , Idaho, British Columbia Canada, Germany, Washington state and  have

lived In Wenatchee 1991.

My wife Ruby’s relatives came out west by train to Riverside in the early 1900,s. She was one of  

rare twins born in what was the Waterville Clinic/Hospital. My wife and I have 4 Children and enjoy most days with all parental duties.

My wife is a Critical Care Nurse.

I have worked in sales since 1978 and real estate since 1993. There are many other things I also enjoy doing some of them are  riding a motor cycle on back roads, listening to radio and free to air Satellite  TV   Stations from around the world. I like to study VSAT systems and may work with them more in the future for fun, I am a Free to air (FTA )Dish system installer  in the Wenatchee area & I like helping people set up free to air dish systems.I am a Glorystar Satellite  system Affiliate this lets people get over 50 Christian channels  and many other channels with no monthly fees. 

Sell Your Home For $3,500

Selling ? We help you come up with a price based on other sales  and current places for sale when possible.

We help with all details of  a deal from signs,ads,internet,negotiations,calls, paperwork,inspections,and through all the time till you get paid.

Buying ? We help you with getting finance information,help with all details of your offer,help you find a property that fits your wants and needs,help with all negotiations,help with any inspections,continue to help till the deal closes and you become the owner.

 Stephen P Harden

    BSBA, CLU, ChFC, LUTCF

Real Estate dealing full time since 1993

Office

411 S. Chelan Ave.

Wenatchee, Wa 98801

1-509-888-1902

Email     stephenpharden@nwi.net

EDUCATION :

2009 Washington Real Estate Practices 30 credit class

2009 Current Issues in Washington Residential Real Estate 3 credit class

2009  Long Term Care 8 credit class 

2009  Business Insurance 20 credit class including 3 credits of Ethics

2009 Notary Public Appointment  State Of Washington

2009 safe operatation of forklifts module 1,2 WISHA

2009 food safety class Chelan/Douglas County Health District

55-60 hours of continuing Education every 2 years for Real Estate Brokers and Insurance agent License renewal.

2007 classes include Environmental Basics, Home Inspection, Advance Home Inspection, Meth Madness, Community Ethics, Current Issues in Washington Residential Real Estate, A Day in the Life of an Appraiser, The Client & Divorce, Long Term Care Special Education.

1996 - Real Estate Broker License Washington State.

1993 - Real Estate Agent License Washington State.

1990 Completed & passed Chartered Property Casualty Underwriter Program (CPCU) course #2 Personal Risk Management and Insurance , American Institute. 

1990 - Chartered Financial Consultant Degree , American College. (ChFC)

1990 - Life Underwriter Training Counsel Fellow Degree, N.A.L.U. (LUTCF)

1989 - Chartered Life Underwriter Degree, American College.(CLU)

1987 - Advance Sales Degree, Life Underwriter Training Counsel.

1986 - Business Insurance Degree, Life Underwriter Training Counsel.

1985 - Personal Insurance Degree, Life Underwriter Training Counsel.

1983 - Bachelor of Science in Business Administration concentration in management 

           with additional studies in Marketing, Finance, Labor Law, Economics, (BSBA) WallaWalla University.

1979 - Graduated from Walla Walla Valley Academy.

BUSINESS EXPERIENCE

Real Estate Business name : Affordable Realty Working For You

2008 Stephen P harden owner/broker Changed Real Estate Business Name

to Affordable Realty Working For You

Since 1993  Help People Buy And Sell Property, Notary Public, Notary Loan Signing Agent, Broker Price Opinion Reports ,BPOs, Home, or Commercial Property Insurance Surveys interior, exterior ,Wood stove, &  Electrical  addendum option, Property Condition Reports,Sell Your Home for $3,500.

I  install Free to air (FTA) Dish systems in the Wenatchee area and I like to study VSAT systems and may work with them more in the future for fun.

I  have fun Installing Satellite Systems for Getting AMC 4 at 101 % w and or Galaxy 19 at 97% w KU Digital Domestic & International Satellite TV & Radio (some of the very popular channels are 3ABN, Hope TV, LLBN, TBN  TV, Life talk Radio, 3ABN radio, Radio 74 , 3ABN Latino, Esperanza  TV, TBN Enlace ,GlobeCast World TV  and many more ,some channels can be via Glorystar satellite systems ,Adventist satellite systems,Spirit cast satellite systems, Christian satellite systems , most setups have a 36" to 39" dish and a KU band Free to air Receiver , FTA) and have been  working as a installer  to install these  as a hobbie since 1991.

1996 to 2007 Bought Assist 2 Sell Franchise  Buyers & Sellers Realty

Work as Owner/Broker. Helping People Buy And Sell Property.

Have done  over 500  Broker Price Opinion Reports BPO'S, CMA'S and 100's of

Property Condition Reports For Banks, Insurance , Lenders, Estates, Home Owners.

Some of the companies work has been done for are: Citifinancial, Datacomp, Nationwide Appraisal Service, Land America Lender Services, National Asset Mgmt Group, Valuation Support Services, Advanced Collateral Solutions, Core Logic Apprasal Service, Prime Valuations Service, Rels, Harbor Asset Mgmt. Services, W-M Realty Services, E-Mortgage Logic, Goodman Dean Corp., First American, Evaluation Solutions, MarkToMarket, Keystone Asset Mgmt, Summit Valuations, National Vendor Mgmt Services. 

1993-1996 Real Estate Agent for Century 21 & Help U Sell both of Wenatchee, Wa. Helped people buy and sell Property.

Insurance Business name :Harden Insurance

Stephen P Harden owner/agent

 licensed for Life & Health, Property & Casualty Insurance.

Starting in 1984  have written Insurance or provided advice about  Insurance as an agent

Have worked with  many  Insurance products such as life,health,disability,car, home,variable products ,investments & others

September 1991-1993 worked as an Independent Insurance Agent Wenatchee, Wa. 

April 1984 to August 1991 The Prudential Insurance Company of America, Kennewick , Kent, Wa.

Position: Agent & Registered Representative. Sell Insurance & Investments.

Licensed for Life & Health, Property & Liability, Series 6, 63, 22 Securities.

Licensed in Washington & Oregon.

January 1984 to March 1984 - Harris Pine Mills, College Place, Wa.

 Position : Packaging Assistant.

Worked with 7-14 people putting furniture kits together.

August 1983 to December 1983 - Travel and building projects. Position: Building Assistant, Yahk, B.C., Canada. Traveled

throughout Wa., Or., Id., Ca., and B.C. Attended Oshkosh Air Show. Reframed

and reroofed , sided buildings, disassembled a large barn, drove pickup and trailer between Smithers and Yahk, B.C.

November 1978 to July 1983 - Walla Walla University Purchasing and Sales

Department, College Place, Wa. Position:

Warehouse Foreman. Worked as a buyer and seller for all academic and

maintenance department supplies. In charge of inventory management for a

quarter million dollar plus inventory. Also in charge of organizing an

auction to which more than 900 people attended. Operated fork lifts, pickups,

dump trucks and was supervisor for a staff of 3-9 people. Worked also as an

engraver. Was in charge of pricing, billing, and collections, worked with

formal and informal bid projects. Also worked with purchase order system.

And in charge of shipping and receiving, handled damage claims, did a number

of gas and arc welding projects too. Advised on hiring and firing practices.

1975-1978 Worked at Rhodes Bakery Caldwell, Idaho. Set up orders of bread, hot dog & hamburger buns & mixed bread, hot dog & hamburger buns.

Framed houses in Boise, Idaho. Worked for a rancher in Salmon, Idaho did basic farm work like changing sprinkle pipe and milking cows.